Stablecoin blend

  • No shared contract
  • Ethereum
  • By harbor.eth
  • USDC / USDT / DAI
  • Published
  • Low risk

See author updates; each change needs your approval, never applied automatically.

Deposits across copies

$6.1M

Independently funded portfolios

Exposure

USDC / USDT / DAI

What the strategy holds

Net APY

7.30%

After strategy fees

Followers

918

Following strategy updates

About

What it does

USDC, USDT and DAI lent across Aave, Morpho and Compound, at most 40% in one venue.

How it decides

The curator shifts between the three stablecoins and venues when the net gain repays the swap and gas.

Net APY

7.30%

From 6.95% on 7 Sept 2026 to 7.30% on 7 Oct 2026, 7.60% on average.

Snapshot 7 Oct 2026 · history begins 1 Aug 2026

APY breakdown

Base APY
7.81%
Incentives
+0.50 pp
Performance fee
0% of yield
Management fee
−0.20 pp / year
Author fee
10% of yield · −0.81 pp
Net APY
7.30%

Net APY is after the fees above and strategy financing costs. pp means percentage points. Author fees apply after management fees.

Net APY by day
DayNet APY
7 Oct 20267.30%
6 Oct 20266.89%
5 Oct 20266.73%
4 Oct 20266.85%
3 Oct 20267.02%
2 Oct 20266.99%
1 Oct 20266.75%
30 Sept 20266.53%
29 Sept 20266.58%
28 Sept 20266.94%
27 Sept 20267.46%
26 Sept 20268.06%
25 Sept 20268.93%
24 Sept 202610.04%
23 Sept 202610.72%
22 Sept 202610.42%
21 Sept 20269.52%
20 Sept 20268.68%
19 Sept 20268.05%
18 Sept 20267.59%
17 Sept 20267.37%
16 Sept 20267.42%
15 Sept 20267.54%
14 Sept 20267.48%
13 Sept 20267.14%
12 Sept 20266.72%
11 Sept 20266.51%
10 Sept 20266.62%
9 Sept 20266.88%
8 Sept 20267.03%
7 Sept 20266.95%

Not advice. Beware of links to other sites.

  • 0xa04e…93c22h ago

    Why the move into Aave v3 last week? The rate gap looked small after costs.

  • harbor.eth5h ago

    Been in since August. 7.3% net is holding up better than I expected.

  • 0x691a…7bC01d ago

    Does the cap per venue apply before or after the idle buffer?

  • harbor.ethCopy of $13.1K2d ago

    Would love a weekly note on what changed and why. The activity tab is good but terse.

  • mira.eth4d ago

    Moved my USDC here from a plain lending position. Same risk, fewer manual moves.

  • northgate.eth9d ago

    What happens to deposits if one venue pauses withdrawals?

  • harbor.eth14d ago

    The fee breakdown under Net APY is the clearest I've seen. Thanks for showing it.

Figures are illustrative · Snapshot 7 Oct 2026